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Privacy Policy


Effective Date: March, 2026

At Inspired Business Solutions, we believe that true financial well-being requires confidence and trust. Protecting your privacy and securing your sensitive personal and financial information is our highest priority. This Privacy Policy outlines how we collect, use, protect, and handle your data when you visit our website or enroll in our credit restoration and consulting services.
 

1. Information We Collect

To effectively provide our services and advocate on your behalf, we must collect certain personal and financial information. This may include:

  • Personal Identification Information: Name, date of birth, Social Security Number (SSN), email address, and phone number.

  • Financial Information: Credit reports from the three major bureaus (Experian, TransUnion, Equifax), account numbers, balances, payment history, and billing information (such as credit card or bank account details for subscription payments).

  • Documentary Evidence: Copies of government-issued IDs, utility bills, or other documents required by credit bureaus to verify your identity.

  • Digital Usage Data: IP addresses, browser types, and standard site navigation data collected via cookies to improve your website experience.
     

2. How We Use Your Information

We use your information strictly for the purpose of fulfilling our service agreements and empowering your financial journey. Your data is used to:

  • Perform comprehensive credit audits and analyses.

  • Draft and submit dispute letters to credit bureaus and creditors on your behalf.

  • Process your monthly subscription payments.

  • Communicate with you regarding updates on your profile, educational resources, and account status.

  • Comply with applicable federal and state laws, including the Credit Repair Organizations Act (CROA).
     

3. How We Share Your Information

We will never sell, rent, or trade your personal or financial information to third-party marketers. We only share your information under the following strict circumstances:

  • With Credit Bureaus and Creditors: We must share your identifying information and dispute correspondence with Equifax, Experian, TransUnion, and your creditors to legally challenge inaccurate items on your behalf.

  • With Trusted Service Providers: We use secure, third-party software platforms (such as payment processors and secure client portals) to run our operations. These providers are strictly bound by confidentiality agreements.

  • For Legal Compliance: We may disclose your information if required to do so by law, subpoena, or in response to a valid request by a government or regulatory authority.
     

4. Data Security & Protection

Your financial identity is the foundation of your future, and we treat it with the utmost care. We employ industry-standard security measures, including SSL encryption, secure document upload portals, and restricted internal access, to protect your sensitive data from unauthorized access, alteration, or disclosure.

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5. Your Rights and Choices

You retain full control over your personal data. You have the right to:

  • Access and Review: Request a copy of the personal data we hold about you.

  • Correct: Update or correct any inaccurate personal information.

  • Opt-Out: Unsubscribe from our marketing and educational emails at any time (transactional emails regarding your active account will continue).

  • Request Deletion: Request the deletion of your data once our business relationship has concluded, subject to legal and regulatory retention requirements.

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6. Use of Cookies

Our website uses standard cookies to ensure the site functions properly and to help us understand how visitors interact with our content. You can set your browser to refuse cookies, though some parts of our site or client portal may not function properly as a result.

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7. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. Any updates will be posted on this page with a revised "Effective Date." We encourage you to review this policy periodically.

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8. Contact Us

If you have any questions, concerns, or requests regarding your privacy or this policy, please reach out to our team.

Inspired Business Solutions

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